While energy remains the most immediate concern, water and waste are following closely behind. The financial case for investing in optimisation technologies is strengthening. “We are starting to see a shift whereby water solutions are becoming economically viable in the same way alternative energy has,” Maharaj explained.

Standard Bank has positioned itself not just as a financier, but as a strategic partner helping clients navigate this transition. From risk analysis to structured funding and partnerships, the bank works closely with clients to align capital solutions with operational realities—particularly in the SME sector, where technical capacity and financial flexibility may be limited.

Global regulations are evolving fast. For example, the European Union has introduced new rules that will impose extra costs on imported goods—like steel or cement—if they were produced using carbon-intensive processes. That means South African exporters could face steep penalties unless they adopt more sustainable practices. “This is no longer a luxury—it’s a strategic imperative,” Maharaj cautioned.

His message to business leaders is clear: don’t wait for national policy initiatives to catch up. The opportunity to build long-term resilience—and gain competitive advantage—is here now. “All three elements—cost, supply, and sustainability—are converging. If you’re not paying attention to these, you risk being left behind. We’re here to help.”